http://atthebeachparalegal.com/blog Learn How to Increase Your Firm's Profits and Productivity Today! Wed, 14 Oct 2009 19:18:27 +0000 http://backend.userland.com/rss092 en Due to the decline in incomes of families living in 25 states and the District Of Columbia, the income limit used for the “first cut” Bankruptcy Means Test is being reduced for filers living in those states, effective, November 1, 2009.  For example, in Florida, the new limits are ... http://atthebeachparalegal.com/blog/?p=108 Filing for bankruptcy is a very serious undertaking.  The laws are complex and the penalties for knowingly misrepresenting required information are very severe and unforgiving.  Fines of up to $250,000 and prison sentences of up to 5 years are possible. Your bankruptcy attorney will advise you of your responsibility and guide ... http://atthebeachparalegal.com/blog/?p=103 If I file bankruptcy, can I eliminate all of my credit card debt?  That question is on the mind of hundreds of thousands of Americans swamped by heavy credit card debt.  Most of these people never intended to end up this way. Often some unplanned event came along like a job ... http://atthebeachparalegal.com/blog/?p=85 126,434 bankruptcy cases were filed in July, 2009.  That's the highest number in 5 years.  For the year so far, new filings are running about 37% ahead of last year.  More  on this story At The Beach Paralegal Services provides bankruptcy attorneys cost effective petition preparation and court filing assistance.  Visit ... http://atthebeachparalegal.com/blog/?p=81 Cross-collateralization is a term used when the collateral for one loan is also used as collateral for another loan.  This issue can be important to a debtor filing for protection under U.S. bankruptcy law. Cross-collateralization is often used by credit unions to secure debt that is usually presumed to ... http://atthebeachparalegal.com/blog/?p=73 Don't wait until the last minute to speak to your bankruptcy attorney about the timely filing of your bankruptcy petition. Careful planning on your part can eliminate major headaches. Read more... http://atthebeachparalegal.com/blog/?p=60 A friend of mine recently lamented that she did not know the status of her bankruptcy case and had problems getting callbacks or answers from her attorney or the staff. There were, however, no problems in receiving calls from the creditors. As you know, there are deadlines to be managed ... http://atthebeachparalegal.com/blog/?p=55 In these tough economic times, it is important to understand how to grow your bankruptcy law practice without the usual staff expenses of health insurance, sick leave, 401ks, vacation pay, and on and on. With the advent of computers, it is possible now to work with debtor bankruptcy assistants (or "Virtual ... http://atthebeachparalegal.com/blog/?p=39 Career buster? Very possibly. While working as a paralegal in the area of Professional Regulation, I was well aware of how the Florida Bar views an attorney's mismanagement of a client's trust account (whether intentional or not). During my tenure in this practice area, my attorney and I worked with ... http://atthebeachparalegal.com/blog/?p=30 I received an e-mail in early September from a very nice lady who happened to be the Director of Marketing for an organization in one of my niche markets. She saw one of my blog posts on one of the search engines entitled, "Whaddya Mean You Missed the Deadline?" ... http://atthebeachparalegal.com/blog/?p=29